Practice News
The Next Generation CFO: Why Every SME Needs Strategic Financial Leadership
At KAAS we know in today’s fast-changing business landscape, the role of the Chief Financial Officer (CFO) has evolved far beyond traditional number-crunching. Once focused mainly on bookkeeping, reporting, and compliance, the modern CFO is now a strategic partner who helps drive growth, innovation, and resilience. For small and medium-sized enterprises (SMEs), access to this…
Read MoreProfitability vs. Growth: Finding the Right Balance for Sustainable Success
At KAAS we know every business faces the challenge of balancing growth with profitability. Expanding your customer base, launching new products, or entering new markets can be exciting, but if it comes at the cost of shrinking margins or rising debt, long-term success becomes uncertain. Sustainable success lies in achieving the right balance between the…
Read MoreFinancial Stress Testing: Preparing Your Business for the Unexpected
At KAAS we know running a business always involves a degree of uncertainty. Market changes, sudden shifts in customer demand, rising costs or unforeseen global events can all impact your bottom line. While you cannot predict the future, you can prepare for it. One of the most effective ways to build resilience is through financial…
Read MoreBudgeting with Purpose: How to Align Financial Plans with Business Goals
At KAAS we know for many business owners, creating a budget feels like an annual task driven by necessity rather than strategy. Yet a budget is far more than a spreadsheet of numbers. When approached with purpose, it becomes a vital tool to steer your business towards its goals and provide a clear framework for…
Read MoreThe Cash Flow Trap: Common Mistakes SMEs Make and How to Avoid Them
At KAAS we know cash flow is the lifeblood of every business. Yet many small and medium enterprises (SMEs) underestimate how quickly it can become a problem. Profits may look strong on paper, but if money is not flowing in and out of the business in a healthy way, the result can be serious financial…
Read MoreBusiness Succession Planning: Preparing Your Business for the Next Generation
At KAAS we know every business reaches a point where the question of succession becomes unavoidable. Whether you plan to pass your company to family members, sell it to employees, or prepare it for external buyers, succession planning ensures the future of your business is secure. Without a clear plan, years of hard work and…
Read MoreSmart Borrowing: How to Choose the Right Finance Options for Your Business
At KAAS we know at some stage, most businesses need external finance to achieve their goals. Whether it is funding growth, covering seasonal gaps or investing in new equipment, borrowing can be a powerful tool when used wisely. The challenge lies in choosing the right type of finance and ensuring it supports your long-term strategy…
Read MoreThe Hidden Cost of Poor Record-Keeping and How you can Fix It
At KAAS we know good record-keeping may not be the most glamorous part of running a business, but it is one of the most important. Accurate and organised records provide the foundation for compliance, financial stability, and informed decision-making. When businesses neglect this area, the costs are often greater than they realise. The Real Risks…
Read MoreWorking Capital Explained: Keeping Your Business Running Smoothly
At KAAS we know working capital is a term every business owner should understand. Put simply, it represents the difference between your current assets and your current liabilities. In other words, it shows how much money you have available to cover short-term obligations such as bills, wages, and supplier payments. Having enough working capital is…
Read MoreDirectors’ Pay Planning: Salary, Dividends and Pensions Explained
At KAAS we know for many company directors, deciding how to structure pay is not straightforward. Unlike employees who receive a fixed salary, directors often have the flexibility to balance income between salary, dividends, and pensions. Each option carries different tax implications, and the right mix can make a significant difference to both personal wealth…
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